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The Cost of Waiting
Financial Cost
You pay more to wait. The younger you are, the lower your premium will be, and while you are paying premiums for a longer period of time, you’re paying less in total premium.
No Reduced Underwriting
Reduced underwriting is only offered at initial enrollment. If you wait, you’ll have to answer additional health questions and can be declined for coverage.
Financial Cost
If you wait, and have an LTC event, you’ll have to pay for care from your savings.
Select Your Age First Enroll Today at Age
Annual Premium*
$0
Pay Premiums
to Age
$0
The Cost of Waiting
$0
Wait 10 years to age 0
Annual Premium*
$0
Pay Premiums
to Age
$0
The Cost of Waiting
$0
Not Available because maximum age is 70 to enroll
Wait 20 years to age 0
Annual Premium*
$0
Pay Premiums
to Age
$0
The Cost of Waiting
$0
Not Available because maximum age is 70 to enroll
Wait 30 years to age 0
Annual Premium*
$0
Pay Premiums
to Age
$0
The Cost of Waiting
$0
Not Available because maximum age is 70 to enroll